The cheapest text to Video generator was $40 a year and comes with A.I voice-overs and more..that was a great Pro. But the Con is the limited resources it has to create the videos with, so the company made it you can import your library and resources for free. Definitely a Intermediate level of prompting needed to get desired results but they also have a free version that gives 600 credits a month to users, TTV could cost up to 80 credits per video if pushing highest quality. Also the $40 a year is for the personal use or creatives, the $100 a year would be for the small business users.