Can You Sell a Term Life Insurance Policy Without Converting It First?
Can you sell a term life insurance policy without converting it first? Yes, you may be able to sell a term life insurance policy without converting it first, but most buyers require that the policy still has an active conversion privilege. In many cases, the conversion option is what makes a term policy eligible for purchase, even if the policy is not converted before the sale.
https://viatical.org/blog/can-....you-sell-a-term-life