Usually, your individual Chapter 7 filing should appear on your credit report, not your spouse’s, if your spouse does not file. Credit reports are tied to individual Social Security numbers, not simply to marriage.
However, your spouse may still feel an indirect effect if you share financial accounts. For example, if a joint credit card, joint loan, or co-signed account is included in your bankruptcy
https://www.debtlawyer.com/
Like
Comment
Share
