What Is Long Term Disability Insurance? Coverage, Benefits & Cost Explained

Long term disability insurance provides income replacement if you're unable to work for an extended period due to illness or injury. It typically covers 50–70% of your salary and begins after a waiting period, often 90 days. Policies vary by benefit period, definition of disability, and occupation class. This type of insurance is essential for protecting your financial stability when health issues prevent you from earning a living. Learn what it covers, how it works, and why it’s worth considering.

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More Than a Smile: How Straight Teeth Support Oral Health

When your teeth are straight and well aligned, you can chew food as it should be chewing the first step in proper digestion. If the patient has a misaligned bite, chewing may be difficult and their food might not be chewed up enough.

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This Raksha Bandhan, tie the bond of love with a gift that grows!

Send Rakhi with Plants in India and make your sibling feel extra special with a green, thoughtful surprise.
💚 Choose from lucky bamboo, money plants & more
🎁 Beautiful Rakhi combos
🚚 Nationwide delivery
Celebrate love + nature together.
👉 Shop now at YuvaFlowers

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